a senior couple enjoying their retirement together

Individual Retirement Accounts (IRAs)

Planning retirement? Think about an IRA. All of our IRAs are insured up to $250,000 by the federal government.

Build your savings for retirement.

Traditional IRA

Defer taxes on your earnings until you withdraw funds from your IRA. Contributions are often tax deductible in the year they are made.

Roth IRA

Enjoy tax-free withdrawals for most distributions (after a five-year holding period). Great for people who expect to be in a higher income bracket when they retire.

Questions? Talk to a banker at a location near you.

Find your local bank

Rates are set at the bank’s discretion and may change at any time. Accounts closed during a statement cycle will not earn accrued interest for that period. Interest begins to accrue on the business day of your deposit.

IRA deposits or withdrawals (with the exception of pre-authorized withdrawals) can be made at any time to the IRA Savings.

Consult a tax advisor.

See Deposit Account Agreement and Disclosures for terms and conditions. Fees may reduce earnings on the account.